I am very serious when I tell you that I think mandatory health insurance scares me. After reading this column by Jamie Court at the Huffington Post, there are a couple of things that bother me.
Go give it a read, I’ll wait.
You back, good.
Now, the first thing that bothers me about the entire situation is the fact the California General Assembly Speaker Fabian Nunez used law enforcement to keep a consumer advocacy group to be detained outside of the state capital. From what I read, it was just the group speaking out about mandatory health insurance, citing they were not happy with Ah-nold’s plan. The situation happened in California.
The other thing that really struck a chord with me was this graph.
The Capitol belongs to all of us, not the Speaker of the Assembly. The fact that Speaker Núñez thinks so little of the uninsured that he is willing to throw them out in the cold rather than have their voices heard in the Capitol speaks volumes about the true intent of his health care plan. It’s also a metaphor for everything that’s wrong with Nunez’s mandatory purchase plan: it polices the uninsured, not the insurance companies.
I’m none to happy with insurance companies right now. (And politicians who won’t let people comment on disagreeing with policy, I might add.) I think if you tried to have a dialogue with me about the beauty of health insurance in the next few days, I would aggressively and angrily throw a sheep at you. I don’t have a sheep, but by God, I’d find one.
The personal stories I’ve heard, and been involved with, in the past few years have made me wonder. Gas is $3 bucks a gallon, milk continues to rise, food is going up and sometimes when you have to make the decision of whether or not to buy milk for you child or fill your car to get to work, the insurance becomes secondary. Don’t get me wrong, I have health insurance, but thus far it has really been more of an issue than help. As Ron Norton, the teacher referenced in this story said, I, as well as countless other folks, have “Mack Truck” insurance where it’s really only good if you get hit by a Mack Truck.
And the sad thing about this and other countless health care situations, is that we are at a point there is little the average citizen can do.
So, they wouldn’t let Ron Norton just talk about it. Well, he did outside of the state capital, but still, Nunez called in the CHP. So a conversation is now worthy of law enforcement?
I spent a good portion of my time yesterday reading up on Cobra, self-employed health insurance and the costs of these things. But you see, where an economist could break down how to budget in health insurance, for me, it was about what more do you sacrifice if you aren’t making very much money. If you wanted to start your business, getting insurance is expensive. I spent almost a fourth of my gross income last year on insurance (all of it, not just health.) And I’m on a group policy.
So, I’ll end this rambling about health insurance with one thought. I am watching the candidates very carefully on this issue. Very carefully. My family (Big Daddy is paying an outrageous amount right now that is mind-boggling that breaks down to two and a half week’s salary that I make.) has been impacted about insurance. We’ve done ok, but what about all of those who aren’t. But what about those who are only making eight or nine bucks an hour and who are spending that money so frivolously.
Like on shelter and food, utilities and transportation to work. Yeah, crap like that they don’t need, but by God they need health insurance, which has become so selective on things that it has become a joke.
Remember, my insurance didn’t allow me a stress test in the fall. Blood pressure running at 200 over 127. Yeah, I didn’t need that. Not at all.
Where’s the dialogue about real people ’cause I’m one of ‘em. It’s not as simple as talking trends or judging folks who are poor. It’s about making insurance affordable and accessible without it making it a criminal offense. And, it’s about insurance being available to those who really need it.
And, yeah, I’m very cranky about all of this.